E finserv is a financial service company which provides loans against Fixed Deposits. A fixed deposit is a kind of savings account that pay you a fixed rate of interest on your savings for investing them for a stipulated duration. It’s a financial product offered to help you earn higher rate of interest on your savings than a regular savings account. Fixed deposits are deposits for fixed tenures. You cannot withdraw them prior to maturity. But with advanced notification and paying a penalty fee, you can withdraw your fixed deposits. You can invest in fixed deposits for varying tenures at different interest rates, and earn added benefits on your savings.E finserv offer loan against fixed deposit accounts. This helps you fulfill your financial requirements by providing funds up 90% of the value of your fixed deposit. Loan against fixed deposit is granted as demand loans or overdraft against deposits.
E finserv provides three easy steps to apply for a loan. Either call or Register online, fill up the application form by putting all the required information. Along with the loan application form, you need to attach your fixed deposit receipt received from the bank and submit necessary documents like identity proof, address proof. E finserv will grant a loan against your fixed deposit and offer a flexible repayment plan. You may be allowed to repay your loan in installments or lump sum. The main advantage of taking a loan against fixed deposit is that you can get a loan at lower interest rates. Loan taken against your fixed deposit account can help you get short term money for any kind of financial requirements without breaking your FD. Loans against FDs are secured loans with the underlying deposit in your FD account. Loans against fixed deposits can be taken for any tenure as long as it does not exceed the tenure of your fixed deposits. Loans are available to self and third party individuals including corporate organizations
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It was fantastic going with E finserv Incorporation and my dream of taking a home has come true with housing loan from here. Harish M N
Life insurance of E finserv has given a fantastic support during the accident i been through. Raju K M
E Finserv is a qualified solutions company that provides innovative outstanding services with today's technological innovation. We help companies organize strategies and technological development to improve performance of the company.
Our team of targeted IT professionals and company support professionals having vast experience, skills and technical ability to provide an extensive range of IT and company related solutions.